REFUGE Financial Group
Protection in 10 minutes or less.
100% online.
To Be Seen In
What do you want to protect?
Our Services
We Cover All The Insurance Fields
Life Insurance
Mortgage Protection
Infinite Banking
Identity Protection
Annuities & Retirement
Final Expense
Health Insurance
Debt Elimination

We know life insurance is a big commitment.
Download our Life Insurance 101 guide to learn about your life insurance options and what best fits your needs.
Dive into specific products with our Beginner’s Guides:
Mortgage Protection →
Whole Life Insurance →
Debt-Free Life →
Term Life Insurance →
Connect With Us
This Is Your Defining Moment. Turning Point. Decisive Moment.
At Refuge Financial Group, we pride ourselves in providing the best training and best carriers for our nationwide network of 5000+ licensed agents to provide expert advice and guidance to help you find the perfect product to protect your family or grow your assets.
We work with 80+ carriers

About Refuge Financial Group
Who is Refuge Financial Group?
Refuge Financial Group is the insurtech industry’s operating platform for life insurance. Our proprietary technology simplifies the process of securing life insurance to best support our clients and nationwide network of agents.
With Refuge Financial Group, you can apply for a policy online or connect with a licensed insurance agent to get expert guidance along the way.
We’re more than a life insurance company.
Community
Through efforts like The Ripple Model, we’re creating wholehearted culture by prioritizing community outreach, women+ empowerment, well-being and personal growth.
Innovation
RefugeFG offers proprietary insurtech for independent agents and a digital marketplace built by industry experts to provide a one-stop shop for agents to quote and sell insurance.
Simplicity
In a complex world, we make protecting those you love as simple as possible. Learn more about insurance in our Life Insurance Guide.
Testimonials
Word on Client Experiences Clients Feedback Unveiled Client Buzz: What's Being Said
Securing my mortgage protection with Refuge Financial Group was a decision that significantly eased my mind. The team at Refuge not only understood the intricacies of my profession but also tailored a plan that perfectly aligned with my needs and budget. Their professionalism and dedication to providing comprehensive coverage set them apart. I'm confident in recommending Refuge Financial Group to anyone looking for top-notch insurance services.
David Alvarez IT ConsultantNavigating the complexities of insurance as a retiree can be daunting, but Refuge Financial Group made the process surprisingly smooth for me. Their expertise in final expense and medical insurance ensured that I have the coverage I need in my golden years. The team exhibited patience, answering all my questions and addressing my concerns. I'm truly grateful for their support and highly endorse Refuge Financial Group for their commitment to excellence in insurance services.
Emily Foster Retiree
I couldn't be more grateful for the exceptional service provided by Refuge Financial Group. As a nurse, ensuring my family's financial security is paramount, and they guided me seamlessly through the process of selecting the right life insurance. Their personalized approach and attention to detail gave me peace of mind, knowing that my loved ones are protected. I highly recommend Refuge Financial Group to anyone seeking reliable and compassionate insurance services.
Sarah Howard Registered Nurse